
Signed into law in 2025, the One Big Beautiful Bill (OBBBA or OB3) brings meaningful changes to how small and mid-sized businesses approach tax planning. From enhanced deductions to newly expanded credits—and even the phasing out of long-standing incentives—this legislation reshapes the landscape for business owners who want to plan smarter and grow strategically. At RC Jones & Associates, we go beyond surface-level compliance. We help business owners translate complex tax laws into actionable strategies. With the right guidance, OB3 can become a powerful tool to reduce your tax liability, reinvest in growth, and secure your long-term success.

Dear Friends of RC Jones & Associates, Inc., Does your child help out at the office during school breaks or over the summer? If so, it may be time to consider officially hiring them. Not only can this reduce your overall family tax burden, but your child may also be eligible for employee benefits, such as health insurance or retirement contributions.

For small business owners, the creation of a robust financial plan is not merely a routine exercise; it's a fundamental strategy that underpins the very sustainability and expansion of the business. Today, we will guide you through the intricacies of crafting a financial plan that not only supports your business objectives but also steers you clear of potential financial pitfalls.

Navigating the path to financial stability often involves overcoming debt, a journey that can be both challenging and transformative. Effective debt management empowers you to reclaim control over your finances. This guide delves into the essentials of debt repayment, providing insights and strategies to help you effectively manage and eliminate debt.

Educating children about money is essential for cultivating financial literacy that supports lifelong financial health and independence. By introducing these concepts early, parents can foster prudent financial habits that pave the way for their children’s future success. This post explores engaging and effective methods to introduce your kids to the world of money management.

Running a small business encompasses myriad challenges, from the day-to-day operational tasks to the overarching strategic planning required for growth and sustainability. Financial management often appears as one of the most daunting areas for small business owners. This is where the expertise of a financial advisor becomes invaluable. A financial advisor does more than manage funds; they provide strategic insights tailored to enhance business efficiency and ensure long-term viability. Here’s an exploration of the pivotal roles and benefits a financial advisor brings to a small business.





